98php — Where Every Filipino Plays and Wins Big Online
From live baccarat tables in Manila to mobile bingo in Davao — 98php brings the full casino floor to your fingertips. Real games, fair odds, and instant GCash cashouts built for the Filipino player.
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Our Advantages
Why Thousands of Filipinos Choose 98php
From Quezon City to Cebu, players keep coming back for speed, trust, and a game library that never sleeps.
Instant Payouts
GCash and Maya withdrawals processed in under 5 minutes. Your winnings, in your wallet, fast.
Secure & Licensed
Operating under PAGCOR oversight. Your data and funds are protected by industry-grade encryption.
1,000+ Games
Slots, live dealer, sabong, bingo, fish games and more — all from the same account.
Mobile-First
Fully optimized for Android and iOS. No app download needed — play directly from your browser.
Daily Promotions
Reload bonuses, cashback, and free spin offers refreshed every day. Real value, every visit.
24/7 PH Support
Filipino-speaking agents on live chat around the clock. In English and Tagalog — no chatbots.
PHP Currency
Bet and withdraw in Philippine Peso. No hidden conversion fees eating into your winnings.
Best Odds
Competitive sports odds on PBA, NBA, boxing, and UFC — with live in-play betting available.
Made in PH, Made for PH
Built for Filipinos, From the Ground Up
98php was designed with the Filipino player in mind — not adapted from a foreign platform, but purpose-built for how people in Manila, Makati, Cebu, Davao, and Quezon City actually play and pay. The entire experience runs in Philippine Peso, with no conversion surprises.
Customer support is staffed by real Filipino agents who understand the local context, speak both English and Tagalog fluently, and are available 24 hours a day. Whether you have a deposit question at 2am or want help understanding a bonus term, someone on the team has got you.
English & Tagalog Support
All communications available in both languages — whichever you prefer.
Philippine Peso (₱)
Deposits, bets, and withdrawals all denominated in PHP. No forex guesswork.
GCash & Maya Native
The top two Philippine e-wallets fully integrated — deposit in seconds.
PH Service Hours
Live chat staffed on Philippine Standard Time (PST, GMT+8), 24/7.
Zero Friction Deposits
Instant Deposit with GCash & Maya
Over 70% of Filipino players use e-wallets to move money. 98php supports all the major options — top up and start playing in 3 easy steps.
GCash
Largest PH e-wallet
Instant
₱100 – ₱100,000
3 easy steps
Maya / PayMaya
Orange-pink powerhouse
Instant
₱100 – ₱100,000
3 easy steps
QR Ph
Interbank QR standard
5–10 min
₱200 – ₱50,000
Any BSP-member bank
GrabPay
Green e-wallet
Instant
₱100 – ₱50,000
3 easy steps
Also Accepted
Privacy & Data Notice
Your payment and personal information is encrypted using TLS 1.3 and never shared with third parties without your consent. We comply with applicable Philippine data privacy regulations. For full details, see our Privacy Policy.
Player Favorites
Hot Games at 98php Right Now
The most-played titles across the platform — updated weekly based on real player activity.
Gates of Olympus
RTP 96.5%
Pragmatic Play · High Volatility
Speed Baccarat A
RTP 98.9%
Evolution · Live Dealer
Kalaka Bingo Live
RTP 95.0%
Local Favorite · PH
Pirate Fishing Deluxe
RTP 96.2%
JILI · Arcade
Mega Jackpot Inferno
RTP 95.8%
Microgaming · Progressive
Texas Hold'em Pro
RTP 97.3%
Evolution · Live Tables
PBA Live Betting
Live Odds
Philippines Basketball
E-Sabong Arena
Live Stream
Filipino Tradition · Online
"At 98php, every bet is backed by transparency, every payout by speed, and every player by a team that genuinely cares about the Filipino gaming experience."
— The 98php Team, Manila
Simple Onboarding
How to Get Started at 98php
Four steps stand between you and your first game. Most players are up and running in under 10 minutes.
Create Your Account
Visit 98php Login, fill in your basic details, and verify your mobile number. Takes 2 minutes.
Log In Securely
Use your credentials to log in from any device — desktop, Android, or iPhone. Two-factor authentication recommended.
Make a Deposit
Open the cashier, choose GCash, Maya, or your preferred bank. Minimum ₱100. Funds reflect instantly for e-wallets.
Place Your First Bet
Browse the lobby, pick a game or sport, and you're in. Claim your welcome bonus on the first deposit.
Loyalty Rewards
98php VIP Membership Tiers
The more you play, the more you unlock. Four tiers, each with real perks — not just a badge.
Bonus Jargon Decoded
Bonus Terms Explained
Casino bonuses can look confusing at first glance. These plain-English explanations cover the key terms so you always know what you're signing up for. Our general rule: always read the full T&C before claiming any bonus.
The number of times you must bet your bonus amount before you can withdraw any winnings from it. A 20x wagering requirement means you need to wager the bonus value 20 times total before cashing out.
Example: You receive a ₱500 bonus with 20x wagering. You must place ₱10,000 in bets before withdrawal is unlocked.
Most bonuses impose a maximum bet limit while you're using bonus funds. Exceeding this cap — even accidentally — can void your bonus balance. The typical cap at 98php is ₱250–₱500 per bet.
Example: If the cap is ₱300 and you bet ₱1,000 on a slot, the bonus may be forfeited.
Not all games contribute equally toward clearing a wagering requirement. Slots typically contribute 100%, while table games like baccarat and roulette contribute 10–20%. Check the bonus T&C for the specific breakdown.
Example: ₱1,000 on slots clears ₱1,000 of wagering. ₱1,000 on blackjack only clears ₱100–₱200.
Bonuses don't last forever. Standard windows at most Philippine online casinos are 7, 14, or 30 days. If the wagering requirement isn't met within that window, both the bonus and any derived winnings are forfeited.
Example: A ₱1,000 welcome bonus with a 14-day expiry must be fully wagered within two weeks of being credited.
A sticky bonus stays in your bonus wallet and cannot be withdrawn — only the winnings generated from it can be cashed out. A non-sticky bonus is added to your real-money balance and can be withdrawn once wagering is complete.
Example: Sticky ₱500 bonus → you can withdraw ₱1,200 in winnings but not the ₱500 principal.
Some bonuses cap the total amount you can withdraw from winnings generated while using bonus funds. Even if you win big, the maximum cashout rule limits how much you can actually take home from a single bonus offer.
Example: A free-spin bonus has a ₱5,000 max cashout. If you win ₱12,000, only ₱5,000 can be withdrawn.
Practical tip: Always read the T&C before claiming any bonus. A good bonus with clear terms is worth more than a flashy headline number with restrictive conditions.
Game Library Partners
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Your Quick Reference
Betting Glossary — Know the Terms
New to online betting or just want to brush up? Here are the terms every Filipino player should know before placing a bet.
A popular betting format in PH sports markets that eliminates the draw outcome by giving one team a virtual head start or deficit, expressed in goals or points (e.g., -1.5, +0.5). Widely used in PBA and football betting.
A bet on whether the combined final score of both teams will be over or under a number set by the bookmaker. For a PBA game, you might bet Over 195.5 total points scored by both sides combined.
The long-term percentage of wagered money a slot machine is programmed to return to players. A 96% RTP means, on average, ₱96 comes back for every ₱100 wagered — though this plays out over millions of spins.
The mathematical advantage that ensures the casino makes a profit over time. In baccarat, the house edge on the banker bet is roughly 1.06% — one of the lowest in any casino game, making it a favorite of high-rollers in Manila.
Decimal (2.50), fractional (3/2), and American (+150/-200) odds all express the same probability differently. Most Filipino-facing sportsbooks default to decimal format. A decimal of 2.50 on a ₱500 bet returns ₱1,250 total.
Real games streamed in real time from a studio or physical casino floor, with an actual human dealer managing the cards, dice, or wheel. You interact via chat and bet buttons. Baccarat, roulette, and blackjack are the most popular live formats.
How frequently a slot pays out and in what sizes. Low volatility = small wins often. High volatility = rare wins but potentially huge. Gates of Olympus is a high-volatility title — suited to players willing to wait for a big hit.
A prize pool that grows with each spin across a network of players until someone wins it. Major progressive slots can reach hundreds of millions of pesos before triggering. The jackpot then resets to a seed amount.
A partial refund of net losses over a defined period — typically 5–15% weekly. If you lose ₱2,000 in a week and the cashback rate is 10%, you receive ₱200 back into your account. It softens losing streaks without requiring a winning session.
Also called rollover — the number of times you must wager a bonus before converting it to withdrawable cash. A 15x wagering requirement on a ₱1,000 bonus means placing a total of ₱15,000 in bets before you can cash out.
Placing bets on a sporting event while it is already in progress. Odds update in real time based on the score, time remaining, and momentum. Widely used for PBA games, UFC bouts, and international football at 98php.
The simplest sports bet — you just pick the winner. No handicap, no spread. A moneyline bet on the San Miguel Beermen to win a PBA game pays out at the listed odds if they win, regardless of margin of victory.
Always On, Always Local
Filipino-First Support, 24 Hours a Day
We know Filipino players appreciate warmth and real conversation over scripted bot replies. That's why our support team is staffed entirely by real human agents who are fluent in both Tagalog and English — not automated systems reading from a script.
Whether you're in Makati at midnight or in Davao on a weekend afternoon, there's always someone ready to help — on live chat, Messenger, Viber, or email. Response times are honest: live chat averages 3–5 minutes, and we never leave a message unread overnight.
Tagalog & English Agents
Real staff. Real conversations. Not chatbots.
Live Chat
Available 24/7. Average response time: 3–5 minutes. Tagalog and English supported.
Messenger / Viber
Preferred by many Filipino players. Send your query anytime — expect a reply within 10–20 minutes.
Email Support
For detailed issues or account queries. Response within 4–8 hours during peak hours.
Filipino-English FAQ
A self-help knowledge base covering deposits, withdrawals, bonuses, and account settings — written in natural PH English.
Response Time Promise
Live chat: avg. 3–5 min · Messenger: 10–20 min · Email: 4–8 hr. Philippine Standard Time, always.
Get in Touch
Contact & 24/7 Support
Support Email
Plain text — not a clickable link. Copy and paste to your email client.
Live Chat
Available 24 hours, 7 days a week
Average response: 3–5 minutes. Access via the chat bubble in the bottom-right corner of any page.
Operating Hours
24/7 — Philippine Standard Time (GMT+8)
No downtime. Holidays included. Peak staffing during PBA game nights and weekends.
Responsible Gaming at 98php
Gambling at 98php is strictly for entertainment purposes. We operate under PAGCOR guidelines and uphold the minimum legal gambling age of 21 years old for all casino-style games in the Philippines. If you are under 21, please do not register or play.
We offer tools to help you stay in control: deposit limits, session time reminders, cool-off periods, and self-exclusion options available through your account settings. Gambling should never be used to solve financial problems.
Need help? Reach out to our support team or visit the Responsible Gaming page for resources and self-assessment tools.
Your Privacy Matters
98php takes data privacy seriously. We collect only the information needed to operate your account, process transactions, and comply with regulatory requirements. We do not sell or share your personal data with unrelated third parties.
All data is stored on secured servers protected by TLS 1.3 encryption. You have the right to access, correct, or request deletion of your personal data at any time under the Philippine Data Privacy Act of 2012 (Republic Act 10173).
Read the full details in our Privacy Policy and Terms & Conditions.